Know Your Numbers. Plan Your Future.
Mortgage Calculator
Get a quick estimate of your monthly mortgage payments and see what fits your budget. Use our calculator to explore your options and start planning today.
Mortgage Calculator – Plan Your Homeownership Journey
Buying a home is a big step, and knowing what you can afford is the key to feeling confident in your decision. Our mortgage calculator helps you estimate your monthly payments so you can plan ahead and explore your options with ease. Whether you’re just starting your home search, thinking about refinancing, or considering an investment property, this tool gives you quick answers to guide your next steps.
Let’s Make It Happen
Once you’ve run the numbers, the next step is to talk to one of our mortgage experts. We’ll review your results, answer your questions, and help you find the right loan for your needs. From FHA and VA loans to Conventional mortgages and down payment assistance programs, we’re here to make the process simple and stress-free.
Have Questions About Your Results?
Our team of Home Loan specialists is here to provide personalized advice and help you understand your financing options. Fill out the form below or give us a call to discuss your Mortgage goals!
First-Time Homebuyer / DPA Loans
We help first-time homebuyers with Down Payment Assistance (DPA) loans, offering support to make homeownership more accessible. Our team guides you through each step, ensuring you understand your options and make informed decisions.
Conventional Loans
FHA Home Loan
Our FHA home loans offer flexible credit and down payment options. They are ideal for first-time homebuyers or those with limited funds. Let our team help you navigate the process with ease and confidence.
VA and FHA Loans
Jumbo Loan Programs
Personalized Mortgage Solutions / Self employed
Non-Qualified Mortgage (NQM) Loans
Bank Statement Loans
Bank Statement Loans provide an alternative for self-employed clients. We review 12 or 24 months of bank statements to verify income, offering a flexible mortgage solution without traditional income documentation.
Investment Property Financing
We help you secure financing for investment properties with competitive rates. Our team guides you through the process, ensuring informed decisions tailored to your financial goals.
ITIN Loans
We offer ITIN loans for clients without a social security number. Our team helps you navigate unique lending requirements, providing guidance to secure the right mortgage for your needs.
Refinance Options
We provide various refinance options to help you lower your interest rate, reduce your monthly payments, or access your home equity. Our experts guide you through the process, ensuring the best solution for your needs.
HELOC | Home Equity Line of Credit
Access the equity in your home with our HELOC options. We help you find flexible terms to meet your financial needs, offering personalized guidance every step of the way.
Renovation and Construction Loans
Our renovation and construction loans are designed to help clients finance home improvements or new constructions. We offer competitive rates and flexible terms to suit your project needs.
USDA Loans
Our USDA Loans offer you a way to finance a home with no down payment. Benefit from competitive rates and flexible terms, ideal for rural property purchases or refinancing in eligible areas.
Adjustable-Rate Mortgages
Adjustable Rate Mortgages (ARM)s are loans whose interest rate can vary during the loan's term. These loans usually have a fixed interest rate for an initial period of time and then can adjust based on current market conditions
Customized Mortgage Planning
Our team provides tailored mortgage plans to fit your unique needs. We guide you through the process with expertise, ensuring you make informed decisions for your home financing.
First-Time Buyer Guidance
We support first-time homebuyers by providing clear information and personalized assistance throughout the mortgage process, helping them make informed decisions with confidence.
Jumbo Loan Solutions
We offer Jumbo Loans for those seeking higher loan amounts. Our team finds competitive rates and terms to fit your financial situation, ensuring a smooth and personalized lending experience.
Experience You Can Trust
WISE Lending Team Google Reviews
See why clients trust the Wise Home Lending Team for their home loan needs. Explore Google Reviews that highlight our dedication to exceptional service and seamless mortgage solutions.
Great experience
Read morejames ford
11 days ago
Mandi and Katie were great to work with. Secured a great rate and closed out on time! Would definitely recommend for your lending needs.
Read moreDavid Lattin
26 days ago
Mandi was great and was able to assist us through every problem and every question we had!
Read moreSean Davis
27 days ago
Mandi was very professional and made us feel comfortable throughout the entire home loan process!
Read moreColby Willis
1 month ago
Rachel Mullis
1 month ago
Simply the best service and care…..Period.
Read moreMichael Thomas
1 month ago
Unlock Your Home’s Potential
Discover tailored mortgage solutions with the Wise Home Lending Team, serving clients across 21 states. Our expert brokers are here to guide you every step of the way toward your new home.
