Dante Esquibel, Mortgage Broker.

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Ready to take the next step toward your dream home? Apply now with Dante Esquibel 

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Buying your first home is a major milestone, and Dante Esquibel is here to make the journey smooth and accessible. With options like low down payment programs and down payment assistance (DPA), Dante helps first-time buyers overcome common financial barriers. Whether you’re just starting the process or need guidance on credit improvement, Dante provides expert advice to ensure you achieve your homeownership dreams with confidence.

For buyers seeking flexibility and affordability, Dante offers conventional loan programs with competitive rates and low down payment options starting at 3%. These loans are a great fit for buyers purchasing a primary residence, a second home, or an investment property. With customizable terms and options to reduce private mortgage insurance (PMI), Dante ensures your loan aligns with your financial goals.

If you’re looking for low down payments and flexible credit requirements, FHA loans could be the solution. Backed by the government, these loans make homeownership more accessible for first-time buyers or those with less-than-perfect credit. Dante specializes in helping clients navigate FHA financing, ensuring a smooth process and affordable monthly payments.

Dante Esquibel proudly supports veterans, active-duty service members, and their families by offering VA loans with zero down payment, no PMI, and low-interest rates. These loans are tailored to meet the needs of those who have served our country, providing an affordable path to homeownership. Whether buying or refinancing, Dante ensures you make the most of your VA benefits.

For buyers seeking to finance luxury homes or high-value properties, Dante provides jumbo loan options that exceed conventional loan limits. With competitive rates and customized terms, these loans are designed to accommodate larger purchases while maintaining flexibility. Dante ensures a seamless process for clients looking to invest in premium real estate.

Self-employed borrowers often face unique challenges, and Dante specializes in overcoming them. By offering solutions like bank statement loans and alternative income verification, Dante helps entrepreneurs and freelancers secure financing that reflects their actual earning potential. He simplifies the process, ensuring you can focus on your goals rather than paperwork.

For borrowers who don’t fit traditional loan criteria, Non-QM loans provide the flexibility to meet unique financial needs. These loans are perfect for real estate investors, business owners, and those with non-traditional income streams. Dante works closely with clients to structure loans that align with their circumstances, offering solutions where conventional loans fall short.

For self-employed clients and business owners, Dante offers bank statement loans as an alternative to traditional income verification. These loans use bank deposits to assess income, making them ideal for borrowers with complex financial situations. With Dante’s expertise, qualifying for financing becomes straightforward and stress-free.

Real estate investments are a powerful way to build wealth, and Dante helps clients secure the right financing for their goals. Whether you’re purchasing your first rental property or expanding your portfolio, Dante provides investment property loans with flexible terms and competitive rates to maximize your returns.

Homeownership is possible for everyone, including non-U.S. citizens. With ITIN loans, Dante helps buyers qualify for financing using an Individual Taxpayer Identification Number (ITIN) instead of a Social Security Number. He provides tailored solutions that empower more families to build financial security through homeownership.

Refinancing can unlock significant savings or help you achieve your financial goals. Whether you’re looking to lower your monthly payments, reduce your interest rate, or cash out equity, Dante offers a range of refinancing solutions. He works with you to explore options that maximize your home’s value while aligning with your needs.

A HELOC allows homeowners to access their home’s equity for major expenses like renovations, debt consolidation, or emergencies. Dante offers flexible and affordable home equity line of credit options, ensuring you can tap into your home’s value without unnecessary hassle.

Turning a fixer-upper into your dream home or building from the ground up requires the right financing. Dante provides renovation and construction loans to fund both the purchase and improvement costs. These loans simplify the process, giving you the flexibility to create a home that matches your vision.

For buyers in rural or suburban areas, Dante offers USDA loans with zero down payment and affordable financing terms. Backed by the U.S. Department of Agriculture, these loans make it easier to achieve homeownership while minimizing upfront costs. Dante helps clients determine eligibility and guides them through the process with ease.

For buyers seeking lower initial payments or planning to refinance in the future, adjustable-rate mortgages (ARMs) offer flexibility and savings. With low introductory rates and terms that adjust over time, ARMs are ideal for short-term homeowners or those expecting financial growth. Dante helps clients evaluate their options to ensure ARMs fit their long-term plans.