Scott Hastings, Mortgage Broker

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Ready to take the next step toward your dream home? Apply now with Scott Hastings

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As a first-time homebuyer, you deserve a smooth and stress-free experience. Scott is passionate about helping you achieve your dream of homeownership with programs like Down Payment Assistance (DPA). With his guidance, you’ll discover options that make buying your first home more affordable and within reach, all while ensuring your happiness throughout the process.

Conventional loans offer flexibility, competitive rates, and a straightforward path to homeownership. Whether you're upgrading or settling into your forever home, Scott brings years of experience to find the perfect conventional loan option for you. With his personalized service, you’ll feel confident in securing a mortgage that fits your goals and lifestyle.

FHA loans are perfect for buyers who need low down payments or have less-than-perfect credit. Scott’s expertise in FHA programs means you’ll have access to affordable financing with flexible credit requirements. Let Scott help you navigate the FHA loan process so you can achieve your homeownership dreams without unnecessary stress.

Scott is honored to assist veterans, active-duty service members, and their families with VA loans. These loans offer incredible benefits like no down payment, no PMI, and competitive rates. With Scott’s guidance, you’ll easily navigate the process and enjoy the reward of homeownership as a way of honoring your service.

For those seeking luxury or high-value homes, Jumbo Loans are an excellent solution. Scott specializes in helping buyers secure competitive rates and terms for properties exceeding conforming loan limits. Whether it’s your dream home or a smart investment, Scott ensures a seamless process for high-value financing.

Scott understands that traditional income documentation doesn’t always fit the self-employed. That’s why he offers personalized mortgage solutions designed for entrepreneurs, freelancers, and small business owners. By focusing on your unique financial situation, Scott helps you secure financing that works for your lifestyle and future goals.

Not every borrower fits the traditional mold, and Scott gets that. Non-QM loans provide flexible options for buyers with unique financial profiles, like self-employed individuals or those with recent credit challenges. Scott’s expertise ensures you’ll find a mortgage tailored to your needs, even if you don’t qualify for traditional loans.

If you’re self-employed or rely on non-traditional income sources, bank statement loans are an excellent solution. Instead of tax returns, Scott will use your bank statements to verify income, making the process simple and straightforward. With Scott’s personalized approach, you’ll find the perfect financing option without unnecessary hurdles.

Building a real estate portfolio is a big step, and Scott is here to make it seamless. With his expertise in investment property financing, you’ll discover flexible options tailored to your goals. Whether it’s your first rental property or the next addition to your portfolio, Scott ensures you get the best possible terms.

ITIN loans provide an excellent opportunity for individuals without Social Security numbers to achieve homeownership. With flexible requirements and tailored solutions, these loans are designed to make the process straightforward and accessible. Whether you’re buying your first home or upgrading, you’ll receive expert guidance every step of the way.

Refinancing can save you money, reduce your interest rate, or help you access equity—and Scott makes the process as smooth as possible. With his personalized service, you’ll find the refinancing option that aligns with your financial goals, whether it’s lowering monthly payments or funding a major project.

Tap into your home’s equity with a Home Equity Line of Credit (HELOC). Whether you’re planning renovations, consolidating debt, or managing unexpected expenses, Scott helps you unlock flexible funding with competitive rates. He’ll guide you through the process, ensuring you make the most of your home’s value.

Renovation and construction loans are ideal for transforming your vision into reality. Scott offers expert guidance on loans that combine purchase and renovation costs or provide funding for a custom build. With his experience, you can confidently upgrade, rebuild, or create the home you’ve always dreamed of.

For buyers in rural or suburban areas, USDA loans make homeownership affordable with zero down payment and low rates. Scott’s knowledge of USDA programs ensures you’ll get the best possible options tailored to your needs. Let Scott help you explore this fantastic opportunity to settle into your perfect location.

Adjustable-Rate Mortgages offer low initial rates that adjust over time, making them perfect for buyers planning to sell or refinance in the near future. Scott will help you determine if an ARM is the right choice for your situation and guide you through every detail, ensuring you’re fully confident in your decision.