Mandi Henriod | Branch Manager & Mortgage Broker

Ready to take the next step toward your dream home? Apply now with Mandi Henriod

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Mandi Henriod is committed to helping first-time homebuyers achieve their dream of owning a home with confidence. With low down payment options and down payment assistance (DPA) programs, Mandi simplifies the homebuying process and provides expert guidance at every step. Whether you're ready to buy now or need help preparing for the future, Mandi will find the right financing solution to help you succeed.

Mandi Henriod offers conventional loan options with competitive interest rates, flexible terms, and low down payments starting at 3%. Whether you’re buying a primary residence, a second home, or an investment property, Mandi helps you find affordable solutions, avoid PMI with larger down payments, and create a loan plan that aligns with your financial goals.

FHA loans provide affordable financing options for buyers who need low down payments and flexible credit requirements. With down payments as low as 3.5%, these loans are perfect for first-time buyers or those with limited credit history. Mandi works closely with clients to simplify the process and match them with government-backed FHA loans that make homeownership more accessible.

As a proud supporter of veterans, active-duty service members, and military families, Mandi Henriod provides VA loans with zero down payment, no PMI, and competitive rates. Whether you’re purchasing a new home or refinancing, Mandi’s expertise ensures you maximize your VA benefits and secure affordable financing.

Mandi Henriod specializes in jumbo loans for buyers purchasing high-value homes or luxury properties. These loans provide financing beyond conventional loan limits with competitive rates and customized terms. Whether upgrading your home or investing in a larger property, Mandi offers tailored solutions to meet your needs.

Self-employed borrowers often face additional challenges, but Mandi Henriod offers personalized mortgage solutions designed for business owners and freelancers. With programs that use alternative income verification methods, including bank statements, Mandi helps self-employed clients secure financing without the stress of traditional documentation requirements.

Mandi Henriod provides Non-QM loans for borrowers who may not meet traditional lending criteria. These loans are perfect for real estate investors, freelancers, and buyers with non-traditional income sources. With flexible guidelines and customized terms, Mandi offers financing options that fit your specific needs.

For self-employed borrowers who can’t provide traditional income documentation, Mandi Henriod offers bank statement loans. Instead of tax returns, these loans use bank deposits to verify income, making them ideal for business owners and entrepreneurs. Mandi simplifies the process to ensure you can access the financing you need.

Whether you’re looking to buy a rental property or expand your real estate portfolio, Mandi Henriod offers investment property financing with competitive rates and flexible terms. With expertise in DSCR loans and other investment-focused programs, Mandi helps clients build wealth through real estate.

For non-U.S. citizens looking to purchase a home, Mandi Henriod provides ITIN loans that allow buyers to qualify using their Individual Taxpayer Identification Number instead of a Social Security Number. Mandi’s expertise ensures a smooth process, making homeownership accessible to more buyers.

Mandi Henriod offers refinance solutions to help homeowners lower monthly payments, secure better interest rates, or cash out equity for renovations or other financial needs. Whether you want to consolidate debt or shorten your loan term, Mandi will guide you through the options and help you make the most of your home’s value.

Mandi Henriod provides HELOC solutions to help homeowners access their home equity for renovations, debt consolidation, or unexpected expenses. With low interest rates and flexible repayment options, Mandi ensures you can leverage your equity while keeping payments affordable.

Whether you’re buying a fixer-upper or building your dream home, Mandi Henriod offers renovation and construction loans to finance both the purchase and improvements. These loans allow you to cover upgrades, repairs, and new construction projects in a single, streamlined mortgage.

For buyers purchasing homes in rural or suburban areas, Mandi Henriod provides USDA loans with zero down payment and affordable financing options. Backed by the U.S. Department of Agriculture, these loans are perfect for buyers looking to maximize value while minimizing upfront costs.

Mandi Henriod offers adjustable-rate mortgages (ARMs) for buyers looking for lower initial payments or planning to refinance later. ARMs start with low fixed rates that adjust over time, providing flexibility for buyers expecting financial growth or shorter homeownership timelines.